ATMs are one of the most underrated passive income machines out there. You install one in a high-traffic location, charge a small fee for cash withdrawals, and watch the profits roll in without selling a single product. But here’s the twist: some of the most profitable ATM locations are far from traditional.
Cannabis Dispensaries 🌿
Why it works: Many banks still won’t work with cannabis businesses because marijuana is illegal at the federal level in some countries, including the U.S. That means dispensaries often run on a cash-only basis making an ATM on-site essential.
Bonus: Dispensary customers are used to high-ticket purchases, so withdrawal amounts (and fees!) tend to be higher than average.
Gentlemen’s Clubs & Adult Stores 👠
Why it works: Privacy is everything in these settings. Many customers prefer paying with cash for anonymity. And since most of these businesses don’t accept cards or encourage tipping people regularly hit up the ATM inside.
Insider Tip: ATM fees in these spots are often $5–$10 per transaction. And no one blinks.
Events & Music Festivals 🎶
Why it works: Imagine a weekend festival with 20,000 people and no card readers in sight. Food trucks, beer vendors, and merch booths love cash it’s faster, easier, and less risky. Mobile ATMs rented just for events can earn thousands in a few days.
Tip: Partner with event organizers or rent out mobile ATMs.
Crypto ATMs 🪙
Why it works: These machines let users buy or sell cryptocurrency using cash or a card. They’re perfect for crypto beginners who want an easy way to enter the market. You’ll find them in vape shops, malls, and even gas stations.
Heads-up: Setup costs are higher, but transaction fees can be 10% or more making them super profitable.
Niche Cultural Markets & Ethnic Grocery Stores 🌍
Why it works: Many immigrant communities still rely on cash for day-to-day transactions and remittances. Placing an ATM in an ethnic grocery or international market ensures constant traffic from loyal, returning customers.
Pro tip: If the store accepts EBT or wire transfers, even better it draws the exact cash-heavy crowd you want.
Final Thoughts:
You don’t need to be a tech genius or Wall Street banker to make money with ATMs. All it takes is a smart location, a reliable machine, and a small fee per transaction. And as you can see, the weirdest places are often the most profitable. 💰
